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Smart Chip Business Division                   

IC Smart Card

The improvement of the IC manufacturing technology has speed up the development of IC related application including IC smart card application. Many countries already have successful experience for IC smart card application implementation in various public area such as financial, transportation, healthcare and insurance sectors.  Since the great supports from the Taiwan government, the IC smart card market in Taiwan is also growing rapidly and became a trend for public sector, for example, National Healthcare IC Card Project and ATM FISC II card Project.  The IC smart card concept was coming from a German scientist.  Since the rapid development of semiconductor industry, the memory capacity of IC chip is getting larger and the speed of the processor is getting faster, and more data can be stored, calculated and exchanged.  On the other hand, the cost of the IC manufacture is continuously going down and make the price of the IC smart card is also getting down, and make the large scale IC smart card project become feasible.  The applications of IC card cover so widely not only the above sectors but also other areas such as education, retailing and entertainment industries.

The Features of IC Smart Card

1. Security

By the DES (Data Encryption Standard) mechanism, the data on the IC smart card can be protected from being stolen or changed during transaction process.  The CPU and independent OS on the card can prevent the card from fraud using by the mutual authentication mechanism with the reader.

2. Convenience

The convenience of the IC smart card can save lots of the time and the process of documentation in our daily life.  The smart card can be used in pay phone, vending machine public transportation, and so on.

3. Derivative Application

By proper customization, the IC smart card can be used widely in many different areas such as financial transaction (ATM card, credit card), cellular phone (SIM card), access control ,or any system which need identification mechanism.

4. Off-Line Operation

The IC smart card is just like a mini PC with memory, CPU and OS.  With proper terminal, the IC smart card can still have identification and payment function even under off-line environment.

5. Personal Information Management

As the memory getting larger, the space of data storage is also getting larger.  Personal data such as ID number, name, photo, or financial transaction data such as money transferring and withdrawal, or healthcare data such as diagnose data, subscription and receipt, can be easily saved and updated on the card. 

The Services of Avance Smart Card Division
The IC smart card has data processing, storage and other software functions.  The card can keep cardholders’ personal data, pin number and transaction records, and even statistics function.  The card can be divided to different sections of different functions.  By utilizing those features, Avance technology’s IC smart card solution provides the following services:

1. Financial Transactions

2. Transportation
The above E-Purse function can be used for public transportation ticking system.  The contactless IC smart card is so convenient and suitable for MRT, train, ferry and taxi fare collection system.　　

3. Electronic Commerce
e-Commerce has became a major trend of modern business society.  The SET(Secure Electric Transaction) standard has provided a acceptable security system for the online transaction and make the e-commerce more popular.  By integrating this security system with IC smart card, the online transaction will be safer and more convenient for customers.   　　

Avance Financial Solution

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